The rental market is long overdue for disruption. Esteban Bucio, founder of Everbee aims to do exactly that. Having experienced the process as a tenant and now as a landlord, he noticed a persistent problem with how tenant screening works. “Every time I applied for a rental, it felt intrusive and unsafe,” he recalls. “I’d have to hand over sensitive information without knowing how it was stored, and landlords weren’t getting the most useful data anyway.”
That data gap inspired Everbee, a platform designed for the long-term rental market, with solutions planned for every stage of the rental journey. But Esteban knew he had to start where he could make the most immediate impact – tenant screening. His approach replaces traditional credit checks with cashflow analysis, which uses real-time bank data (via open banking) to understand whether tenants can reliably meet their rent. Unlike credit reports, which can lag behind by months and exclude those without formal credit history, cashflow analysis gives a live, more accurate picture, especially for people with multiple income streams or are self-employed.
“Credit reports are fine for some uses, but in landlord-tenant relationships, cashflow matters more,” Esteban explains. “Landlords don’t accept partial payments or delays, so knowing someone’s current financial state is critical.” Everbee’s system can also eliminate the need for employment verification letters, making the process simpler and less invasive. Privacy and data security are built in, tenants share only the data needed, and only with the landlord.
For now, Everbee is focusing on the U.S. market, where open banking infrastructure is more mature. Canada will follow once the technology and regulations catch up. Early traction has been promising: Everbee already has beta testers, a handful of real customers, and is in discussions with landlord associations. Esteban is also seeking connections with investors and B2C software marketing experts to accelerate growth.
Esteban’s leap into entrepreneurship came shortly after moving to the Yukon with his partner, who works as a nurse. “I’d been working for large corporations, but moving here felt like the right moment to start fresh,” he says. “I didn’t want to regret not giving it a shot, worst case, I could go back to a job.” The Yukon’s supportive business environment and his love of the outdoors sealed the deal.
If you’re a landlord or tenant curious about a better, fairer screening process, an investor, or a marketing advisor, Esteban would love to speak with you. You can learn more and reach him at [email protected].
